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I know this is nothing to get excited about.....

Regular Contributor

I know this is nothing to get excited about.....

But my fako creditkarma score jumped from 565 to 599 today.  Can't help but be a little excited because the changes that prompted this score change should help my FICO scores right?


Starting Score: 547
Current Score: 632 EX, 592 TU, 580 EQ (Lender Pulled 9/8/11)
Goal Score: 620


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8 REPLIES
Valued Contributor

Re: I know this is nothing to get excited about.....

Ignore the score, what was the change on your report?


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Regular Contributor

Re: I know this is nothing to get excited about.....

I have no problem ignoring the score, just using it as a progression tool.  As far as I can tell, the change was due to two disputed accounts being removed.


Starting Score: 547
Current Score: 632 EX, 592 TU, 580 EQ (Lender Pulled 9/8/11)
Goal Score: 620


Take the FICO Fitness Challenge

Senior Contributor

Re: I know this is nothing to get excited about.....

CreditKarma was 4 points lower than my TU 04.  It had just jumped up 2 days before "the big pull" for an updated account balance.  It was closer than my TU98.  I hate to say it, but it's true. 

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Regular Contributor

Re: I know this is nothing to get excited about.....


Booner72 wrote:

CreditKarma was 4 points lower than my TU 04.  It had just jumped up 2 days before "the big pull" for an updated account balance.  It was closer than my TU98.  I hate to say it, but it's true. 



I'm sure individual results vary, however this could actually be almost spot on?  That would be very exciting if that's the case!


Starting Score: 547
Current Score: 632 EX, 592 TU, 580 EQ (Lender Pulled 9/8/11)
Goal Score: 620


Take the FICO Fitness Challenge

Regular Contributor

Re: I know this is nothing to get excited about.....

And my TU98 is 584 at the moment.  This might be awesome news.


Starting Score: 547
Current Score: 632 EX, 592 TU, 580 EQ (Lender Pulled 9/8/11)
Goal Score: 620


Take the FICO Fitness Challenge

Established Member

Re: I know this is nothing to get excited about.....

Hey, in my opinion, any time it goes up, its a good thing. Keep payin' the bills and staying on top of things and things will get better. SO why not get a little excited?


Starting Score: 569
Current Score: 637
Goal Score: 721


Take the FICO Fitness Challenge

Regular Contributor

Re: I know this is nothing to get excited about.....

I couldn't agree more!!  Thanks for the encouragement guys.


Starting Score: 547
Current Score: 632 EX, 592 TU, 580 EQ (Lender Pulled 9/8/11)
Goal Score: 620


Take the FICO Fitness Challenge

Highlighted
Valued Member

Re: I know this is nothing to get excited about.....

My credit Karma score is 1 point lower than the score I pulled from here. I know you can't count on FAKO scores, but just saying.