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Well, I got my BK-7 discharge the beginning of August so I am ready to start rebuilding. Pulled my scores from credit check Total, and I am at 551/502/553 with EX/TU/EQ. No active accounts except for my Auto loan being reported on EQ. For some reason they never stopped reporting during the BK, but its 100% positive so I'm not gonna complain.
I've still got my account with SDFCU so thats where I will begin.
Welcome back Norman!
I've learned so much myself from your previous posts and I'm sure you will have no problem bouncing back from your rebuild. Thank you for all the information you've left around the forum. It's been very helpful in my rebuild.
Grats on the discharge and welcome back
Welcome back!
Thanks for the warm welcome everyone.
First thing on the rebuild agenda is to send $300 to my SDFCU savings account, and app for their secured loan and secured credit card. Then I'll toss $300 into US Bank and repeat with their secured card. That should get me moving up.
Taking a look at my reports, I'm really not doing too bad. No public records any longer, other than the BK7. Those have all been erased, even the satisfied judgments from 2012-2014. And I didn't even have to ask!