10-16-2012 07:58 AM
They do a hard pull if you apply for their credit cards. But if you go to their site, put some stuff in your basket and try and check out sometimes you will get a pre-approval. For pre-approvals they do not hard pull you, it's a soft pull
10-17-2012 12:55 AM
Thanks for the info!! I got approved for a VS with a $350.00 credit limit! (your right its expensive to even buy anything with those interest rates!) but thank you cuz now i got the mix of retail that i need!
10-17-2012 11:48 AM
I'm glad it worked for you and you got a new card.
I was really happy myself. Even though I don't shop at VS, I will buy something every now and then to hopefully get a credit limit raise in 6 months.
10-17-2012 06:20 PM
Honey, I had to spend some money to keep my card active, I bought you something! Hahaha!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO