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I'm Back From the Land of the Credit Dead

Regular Contributor

Re: I'm Back From the Land of the Credit Dead

They do a hard pull if you apply for their credit cards. But if you go to their site, put some stuff in your basket and try and check out sometimes you will get a pre-approval. For pre-approvals they do not hard pull you, it's a soft pull




Message 11 of 14
Established Member

Re: I'm Back From the Land of the Credit Dead

Thanks for the info!! I got approved for a VS with a $350.00 credit limit! (your right its expensive to even buy anything with those interest rates!) but thank you cuz now i got the mix of retail that i need!

Message 12 of 14
Regular Contributor

Re: I'm Back From the Land of the Credit Dead

I'm glad it worked for you and  you got a new card.

 

I was really happy myself. Even though I don't shop at VS, I will buy something every now and then to hopefully get a credit limit raise in 6 months.




Message 13 of 14
Moderator Emeritus

Re: I'm Back From the Land of the Credit Dead

Honey, I had to spend some money to keep my card active,  I bought you something!    Hahaha!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 14 of 14