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I'm almost there...I hope-UPDATED

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gogotexan
Regular Contributor

Re: I'm almost there...I hope

Congrats on your success!  Keep it up Smiley Happy


Starting Scores 11/12/2012 EX - 590, EQ - 584, TU - 601
FICO Scores as of 02/06/2014 EX - 687, EQ - 659, TU - 697
BK 7 Discharged Oct 2010, In my wallet: NFCU VisaSiggy $26K; NFCU GoRewards $10K; NFCU Navcheck $15K; Star Furniture $5K, Conns Credit $7K, GE (Ashley Furniture) $1K, GE (Rooms to Go) $3K, Barclay Arrival MC $3K; PWFCU Visa $2.5K; Cap1 Quicksilver1 $2K; Chase Freedome $500; Cap1 Secured $500
Message 11 of 15
newhouse2013
Regular Contributor

Re: I'm almost there...I hope

So after waiting a week and checking my email and phone 128 times a day like a crazy person...I noticed at 10:30 pm that I got an email from the loan officer at 11 am that my file came back from UW and was approved!! I know at this point I should be estatic but I am not yet because I still have to go through USDA. Smiley Frustrated but I guess I can celebrate this victory being as though last year (and all the many years before) this time I would have never been able to even make it through the pre-approval stage. I can't wait to reallllllyyyyyyy celebrate!!!!Smiley Tongue


Starting Score: 529
Current Score: EQF 643, TU 677 EXP 631,Lender Pulled Aug 2, 2013 EX 665, TU 664 and EQF 643
Goal Score: 701



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Message 12 of 15
txmomma26
Regular Contributor

Re: I'm almost there...I hope

Congrats!!! Sounds like all of your hard work is going to pay off in the form of a beautiful new home!

Start: (2-26): EQ 602 (Myfico) TU 579 (Credit Karma) EX 634 FAKO
Current: (7-12): EQ 690(myfico) WalmartTU 696 EX 689 (lender 6-3)
1st Goal: 680 across the board - DONE June 2013!
2nd Goal: 725 across the board
Message 13 of 15
Shogun
Moderator Emeritus

Re: I'm almost there...I hope

turtle dance.gif

 

Rock On!!!!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 14 of 15
newhouse2013
Regular Contributor

Re: I'm almost there...I hope


@Shogun wrote:

turtle dance.gif

 

Rock On!!!!!!!


Thank you...I've been waiting for that since I joined. Smiley Tongue It looks like all systems are a go...I was approved through GUS as well. The broker told me the only thing left to do is find a house!!! I start looking on Sunday. I am finally getting excited! Smiley Happy


Starting Score: 529
Current Score: EQF 643, TU 677 EXP 631,Lender Pulled Aug 2, 2013 EX 665, TU 664 and EQF 643
Goal Score: 701



Take the myFICO Fitness Challenge
Message 15 of 15
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