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Congrats on the bump!!! We have been on the same roller coaster ride you are on!! I never ever dreamed I would even get close to 600 in 2 yrs time and I have done it in a matter of months, the same way you are, one score bump up, 2 score bumps back... act like your banging your head on the wall, going to throw in the towel, credit sucks, I dont need it, had less stress before I tried fixing it and then I would get a nice bump do my happy dance booya!!! and dive back in !!
Come here and vent, we all totally understand!!! Just dont give up!
Also you mentioned:
I have six accounts in good standing but I guess it's not enough. I pay my credit card, student loans, car notes etc on time each month.
If you carry high balances on your credit card it will hold your score down. Something I never knew until arriving on the forum!
Only 1 Credit Card can hold your score down. Not sure what all accounts you have.