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I'm im....!!!

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iamdetermined
Frequent Contributor

I'm im....!!!

 

I just had to share because this site has been a GREAT help these past few months: I'm in the 600 club...woo hoo!! Smiley Very Happy I started out @ 591 in April & it has gone up & down, the lowest was 572...it has been 581 for the past few weeks. I paid down on 1 of my credit cards & that appears to be the only change I see on my EQ cr...my score jumped to 608! I'm hoping to zero out this card within a few months along with a few other debts, & hope to see a really nice score jump Smiley Wink.

 

I am now going to start watching HGTV more Smiley LOL  - my mortgage dream will soon come true!

 

Thanks for the support folks....I'll be sure to keep you posted on my progess Smiley Happy

 

 

**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Citi $20k || Macy's $20K || Amex Cash Magnet $1.4k || CO QuickSilver $11,750 || Wells Fargo $9,500 || PayPal MC $8K || Amex ED $5,500 || USAA Pref. Cash Rewards $7.5K || Victoria’s Secret $5k || Discover IT $11.9k || Chase $12.5k || HFCU Plat. CC $2K || PenFed $500

*OVERALL CREDIT CARD LIMITS: $163,150*

NLOC $6K
US Alliance LOC $2K
Student Loans: $40k+

FICO 8 - 4/25/17: EQ 648 - EX 654 - TU 632
FICO 8 - 8/27/18: EQ 684 - EX 696 - TU 713
FICO8 1/14/22: EX 713 - EQ 703 -TU 723
FICO 8 4/7/23: EX 713 - EQ 715 -TU 729
FICO 8 4/30/23: EX 733
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: I'm im....!!!

Congrats!! You sound like me with HGTV LOL! I am also trying for a mortgage.
Message 2 of 6
iamdetermined
Frequent Contributor

Re: I'm im....!!!

Thanks nwilson! Lol! Glad I'm not alone watching it, we can get some really great ideas for our homes-to-be. :-) I wish you the best of luck.
**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Citi $20k || Macy's $20K || Amex Cash Magnet $1.4k || CO QuickSilver $11,750 || Wells Fargo $9,500 || PayPal MC $8K || Amex ED $5,500 || USAA Pref. Cash Rewards $7.5K || Victoria’s Secret $5k || Discover IT $11.9k || Chase $12.5k || HFCU Plat. CC $2K || PenFed $500

*OVERALL CREDIT CARD LIMITS: $163,150*

NLOC $6K
US Alliance LOC $2K
Student Loans: $40k+

FICO 8 - 4/25/17: EQ 648 - EX 654 - TU 632
FICO 8 - 8/27/18: EQ 684 - EX 696 - TU 713
FICO8 1/14/22: EX 713 - EQ 703 -TU 723
FICO 8 4/7/23: EX 713 - EQ 715 -TU 729
FICO 8 4/30/23: EX 733
Message 3 of 6
Anonymous
Not applicable

Re: I'm im....!!!

Good luck to you too, thanks!
Message 4 of 6
ApexdvToo
Regular Contributor

Re: I'm im....!!!

Kudos to you!  Your experience seems in tune with mine.  Cheers!


Starting Score 4/15/2012:579 Ex-FAKO, 572 Eq-FAKO, 546 TU-FAKO (all were sub-500 in 2011)
FICO as of 3/08/2013: 627 EQ, 647 TU
FAKO as of 3/23/2013: 638 EX, 652 EQ, 648 TU
Goal 1: 600 FICO achieved 10/2012!, Goal 2: 650 FICO Across the Board - Let's take Baby-Steps!
**Amex Optima $1.3k, GE/CareCredit $1k, CapOne Secured $900, Barclaycard Rewards $500, CapOne Rewards $500, Citi/Shell $200**
Seedling Garden Club Member - Last App: 03/18/2013 - Goal: No apps for One Year: 3/18/2014
Message 5 of 6
iamdetermined
Frequent Contributor

Re: I'm im....!!!

ApexdvToo Thank u! Glad to know I'm not alone on this journey. Good luck & I hope you reach your goal soon Smiley Happy

**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Citi $20k || Macy's $20K || Amex Cash Magnet $1.4k || CO QuickSilver $11,750 || Wells Fargo $9,500 || PayPal MC $8K || Amex ED $5,500 || USAA Pref. Cash Rewards $7.5K || Victoria’s Secret $5k || Discover IT $11.9k || Chase $12.5k || HFCU Plat. CC $2K || PenFed $500

*OVERALL CREDIT CARD LIMITS: $163,150*

NLOC $6K
US Alliance LOC $2K
Student Loans: $40k+

FICO 8 - 4/25/17: EQ 648 - EX 654 - TU 632
FICO 8 - 8/27/18: EQ 684 - EX 696 - TU 713
FICO8 1/14/22: EX 713 - EQ 703 -TU 723
FICO 8 4/7/23: EX 713 - EQ 715 -TU 729
FICO 8 4/30/23: EX 733
Message 6 of 6
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