Finally making some headway. Since July, I've settled a big judgement for next to nothing to show paid and released, gotten numerous collections deleted, got a unpaid judgment removed by "early exclusion" near 6 months early. Opened a fingerhut account, a capital one secured card early this month and just today was approved for a fnbo secured. Love those extra 5 cents off a gallon for gas at Sheetz!
What's left on my reports: 4 open collections. 2 at 2 years, 1 at 4 years and 1 at 5 years. And that pesky paid judgement that will fall off summer of 2016.
Starting a round of DV letters and then pfd's.
Scores: Ex from Psecu: Aug 2014 522 Jan 2015 594
Being extra careful this time with these opportunities to grow my score. Need a decent car loan soon.
