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I made a BIG mistake!

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bear812c
Regular Contributor

I made a BIG mistake!

I was 2 days late on my Applied Bank credit card. Complete over site on my part as it was paid in full but the junk fee of $10 was due. Are they going to report me LATE over two days? ?? Please help. 

Message 1 of 8
7 REPLIES 7
choppa02
Contributor

Re: I made a BIG mistake!

I believe you have to be at least 30 days late before it's reported late.
Message 2 of 8
eric19k
Established Contributor

Re: I made a BIG mistake!

Nope. 30+ days only.
You good
TU Scores:
May 2014- 466
July 2014- 537
September 2014- 602
Goal Scores- 720 by March 2014
Message 3 of 8
CreditGuy03
Established Contributor

Re: I made a BIG mistake!

LOL if we were held to a 2 day late standard all of our credit would be in the 300's

Equifax - 628, Experian -627, Transunion- 654 In the garden until 01/01/2019
Message 4 of 8
buildafico
Frequent Contributor

Re: I made a BIG mistake!

yeah lol I made that mistake once this last year and I was never reported as being late. you're good.

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Message 5 of 8
2NE1
Established Contributor

Re: I made a BIG mistake!


@bear812c wrote:

I was 2 days late on my Applied Bank credit card. Complete over site on my part as it was paid in full but the junk fee of $10 was due. Are they going to report me LATE over two days? ?? Please help. 


Seems like you're safe from a 30 day late report, however, you may encounter a $ fee for being 2 days late. Should probably call your credit company to see.

Message 6 of 8
Shellie
Valued Contributor

Re: I made a BIG mistake!

Call them!  I was late on a store card one time by mistake, just confused the date due, and they credited me back the late fee as a courtesy.

Message 7 of 8
ezdriver
Senior Contributor

Re: I made a BIG mistake!


@CreditGuy03 wrote:

LOL if we were held to a 2 day late standard all of our credit would be in the 300's


That high?

Message 8 of 8
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