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Established Member
rclark
Posts: 10
Registered: ‎07-04-2012

I must be doing something right 90 point jump in less than a month

 I must be doing something right 90 point jump in less than a month!!!!!!!!!! :manvery-happy:  Happy dance!!!!!!

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Established Member
Homeownerin2013
Posts: 36
Registered: ‎07-30-2012

Re: I must be doing something right 90 point jump in less than a month

Wow, congratulations! Since you clearly are doing something right, would you mind sharing the changes you've made to achieve that incredible increase? Thanks in advance :smileyhappy:


Starting Score: 594 (Equifax FICO 7/30/12) 622 (Transunion FICO 7/30/12) 608 (Experian Lender Pull)
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Regular Contributor
mschang
Posts: 139
Registered: ‎06-10-2012

Re: I must be doing something right 90 point jump in less than a month

i'm curious too!


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Current Score: EQ FICO 660 EX FICO 642 TU FICO 606
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Established Member
rclark
Posts: 10
Registered: ‎07-04-2012

Re: I must be doing something right 90 point jump in less than a month

I just got 7 derogs taken off by disputing them with the CRA...

Valued Contributor
drkaje
Posts: 2,999
Registered: ‎07-25-2008

Re: I must be doing something right 90 point jump in less than a month

Hopefully, the derrogs should stay off.


Starting Score: 675
Current Score: EX 753 FICO, EQ 750 FICO
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Established Member
rclark
Posts: 10
Registered: ‎07-04-2012

Re: I must be doing something right 90 point jump in less than a month

I have opted out so I hope they do.. I have also read on hear that it is harder for them to put them back on after they have been removed ??? anyone know if thats true?

Valued Contributor
rootpooty
Posts: 1,613
Registered: ‎10-28-2011

Re: I must be doing something right 90 point jump in less than a month

were they medical accounts?

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Regular Contributor
DrJim
Posts: 243
Registered: ‎10-26-2009

Re: I must be doing something right 90 point jump in less than a month

Are they legitimate derogs?  If so, they will go right back on your report.  More than anything else we read on these boards is that even erroneous items are often validated through the process.

 

Don't mean to be a downer, I hope things go great for you.  I just don't want you to get your hopes up only to have them dashed.


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Valued Contributor
drkaje
Posts: 2,999
Registered: ‎07-25-2008

Re: I must be doing something right 90 point jump in less than a month

If the derrogs are paid, OP might get lucky.


Starting Score: 675
Current Score: EX 753 FICO, EQ 750 FICO
Goal Score: 776 FICO


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Established Member
rclark
Posts: 10
Registered: ‎07-04-2012

Re: I must be doing something right 90 point jump in less than a month

They were all paid derrogs.


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