01-17-2012 01:10 AM - edited 01-17-2012 01:16 AM
Then what I suggest is to make one simple list, by delinquencies and derogs, not by accounts
Type of Delinquency Date if a CO or CA, the DOFD on the OC acount. Exlcusion date
Removal, or as I prefer to call them, credit report exclusion dates, apply to individual items.