Reply
Established Contributor
jordanmedical
Posts: 1,011
Registered: ‎04-08-2012
0

Re: I need almost 100 point in 2 months....

Collection removed, added 28 pts to my eq score.

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Moderator
guiness56
Posts: 22,406
Registered: ‎01-17-2008
0

Re: I need almost 100 point in 2 months....

Nice!  Get those balances paid down and you will definitely see an increase.

Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: I need almost 100 point in 2 months....

Nice bump.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
annielorie
Posts: 1,206
Registered: ‎02-19-2012
0

Re: I need almost 100 point in 2 months....

Keep at it you are doing great!! ANd By the way I think everyone would pay 10$ processing fee to have any derog removed...Opps just gave the CA's a new stream of revenue.

DOES anyone ever wonder if the CA's peruse this board???:smileyindifferent:


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Regular Contributor
kitty9779
Posts: 164
Registered: ‎06-06-2011
0

Re: I need almost 100 point in 2 months....

I would SO pay $10 to have a negative removed from my CR!!

Moderator
guiness56
Posts: 22,406
Registered: ‎01-17-2008
0

Re: I need almost 100 point in 2 months....


annielorie wrote:

Keep at it you are doing great!! ANd By the way I think everyone would pay 10$ processing fee to have any derog removed...Opps just gave the CA's a new stream of revenue.

DOES anyone ever wonder if the CA's peruse this board???:smileyindifferent:


They do.

Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: I need almost 100 point in 2 months....

+1  They definitely do.  


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
raisinitup
Posts: 224
Registered: ‎12-11-2012
0

Re: I need almost 100 point in 2 months....

That's $10 well worth it if they will do it. Pay it before they change their mind!
12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
New Contributor
PresidentPatton
Posts: 67
Registered: ‎01-18-2013
0

Re: I need almost 100 point in 2 months....

$10 for a removal...just tell me where to send it!!! I would jump on that immediately.

PresP
4/23/13: TU 615, EX 600, EQ 581
1/16/13: TU 585, EX 525, EQ 514
Goal: For now just get approved for FHA 7/13

Cards: Cap1 Secured - $200; NFCU $6k

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}