Re: I need almost 100 point in 2 months....

jordanmedical · ‎01-30-2013

Collection removed, added 28 pts to my eq score.

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)

Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
Take the FICO Fitness Challenge

guiness56 · ‎01-30-2013

Nice! Get those balances paid down and you will definitely see an increase.

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Shogun · ‎01-30-2013

Nice bump.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

annielorie · ‎01-31-2013

Keep at it you are doing great!! ANd By the way I think everyone would pay 10$ processing fee to have any derog removed...Opps just gave the CA's a new stream of revenue.

DOES anyone ever wonder if the CA's peruse this board???

Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760
Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!

kitty9779 · ‎01-31-2013

I would SO pay $10 to have a negative removed from my CR!!

guiness56 · ‎01-31-2013

@annielorie wrote:
Keep at it you are doing great!! ANd By the way I think everyone would pay 10$ processing fee to have any derog removed...Opps just gave the CA's a new stream of revenue.
DOES anyone ever wonder if the CA's peruse this board???

They do.

Credit Scoring 101
Guide to Common Abbreviations
Other Frequently Requested Threads
Closing Credit Cards
Direct Dispute

Shogun · ‎01-31-2013

+1 They definitely do.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

raisinitup · ‎01-31-2013

That's $10 well worth it if they will do it. Pay it before they change their mind!

12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One

PresidentPatton · ‎02-01-2013

$10 for a removal...just tell me where to send it!!! I would jump on that immediately.

PresP
2/6/15: Credit Karma: 626
4/23/13: TU 615, EX 600, EQ 581
1/16/13: TU 585, EX 525, EQ 514
Goal: Purchase Second Home ASAP

Cards: Cap1 Secured - $300; Authorized User on Chase Card: $5500.

I need almost 100 point in 2 months....

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