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Established Contributor
Posts: 1,011
Registered: ‎04-08-2012
0

Re: I need almost 100 point in 2 months....

Collection removed, added 28 pts to my eq score.

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
0

Re: I need almost 100 point in 2 months....

Nice!  Get those balances paid down and you will definitely see an increase.

Moderator
Posts: 13,761
Registered: ‎04-15-2011
0

Re: I need almost 100 point in 2 months....

Nice bump.



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
Posts: 1,206
Registered: ‎02-19-2012
0

Re: I need almost 100 point in 2 months....

Keep at it you are doing great!! ANd By the way I think everyone would pay 10$ processing fee to have any derog removed...Opps just gave the CA's a new stream of revenue.

DOES anyone ever wonder if the CA's peruse this board???:smileyindifferent:


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Regular Contributor
Posts: 164
Registered: ‎06-06-2011
0

Re: I need almost 100 point in 2 months....

I would SO pay $10 to have a negative removed from my CR!!

Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
0

Re: I need almost 100 point in 2 months....


annielorie wrote:

Keep at it you are doing great!! ANd By the way I think everyone would pay 10$ processing fee to have any derog removed...Opps just gave the CA's a new stream of revenue.

DOES anyone ever wonder if the CA's peruse this board???:smileyindifferent:


They do.

Moderator
Posts: 13,761
Registered: ‎04-15-2011
0

Re: I need almost 100 point in 2 months....

+1  They definitely do.  



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
Posts: 224
Registered: ‎12-11-2012
0

Re: I need almost 100 point in 2 months....

That's $10 well worth it if they will do it. Pay it before they change their mind!
12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Contributor
Posts: 78
Registered: ‎01-18-2013
0

Re: I need almost 100 point in 2 months....

$10 for a removal...just tell me where to send it!!! I would jump on that immediately.

PresP
2/6/15: Credit Karma: 626
4/23/13: TU 615, EX 600, EQ 581
1/16/13: TU 585, EX 525, EQ 514
Goal: Purchase Second Home ASAP

Cards: Cap1 Secured - $300; Authorized User on Chase Card: $5500.
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