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I need an intervention!!!

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Pastryprincessnails
Regular Contributor

I need an intervention!!!

I've been applying for several cards and its killing my credit score my goal is to have a few primes with descent I've gotten about 5 cards in 3 weeks Smiley Sad Smiley Happy
NFCU $17k Amex Gold Jared $3k PC Richards $1500 Discover IT $1800 NYCO $3k BOFA $4500 Macys $2400 Credit One $1450 Victorias Secret $2950 Walmart $4k Target $800 Capital One $1850 JCrew $8700 Paypal $600 Best Buy Mastercard $1500 Barclays $1430 Amazon Store Card $480 Amazon Visa $4k The Limited $1050 Old Navy $5k Overstock $1150 Citibank Dc $1700 Raymour and Flanigan $2500 Chase Freedom $1k Chase Slate $3200
Message 1 of 6
5 REPLIES 5
guiness56
Epic Contributor
Message 2 of 6
ezdoesit
Valued Contributor

Re: I need an intervention!!!

The good thing is having all the apps done around the same time they will come off around the same time.  That being said is there something we are missing cause your score is really low a lot of primes won't approve you with those scores.  How many inq,  baddies.  I think you need to do some gardening why are you in such a rush.  Credit repair is a marathon not a sprint it takes time and discpline.

Message 3 of 6
Pastryprincessnails
Regular Contributor

Re: I need an intervention!!!

I have 3 baddies 2 of which should be off within the next 30 days they are paid in full...My goal is not to apply for anything else till i get my score up..So i kinda needed a slap on the hand...thanks...To the garden i go!!!

NFCU $17k Amex Gold Jared $3k PC Richards $1500 Discover IT $1800 NYCO $3k BOFA $4500 Macys $2400 Credit One $1450 Victorias Secret $2950 Walmart $4k Target $800 Capital One $1850 JCrew $8700 Paypal $600 Best Buy Mastercard $1500 Barclays $1430 Amazon Store Card $480 Amazon Visa $4k The Limited $1050 Old Navy $5k Overstock $1150 Citibank Dc $1700 Raymour and Flanigan $2500 Chase Freedom $1k Chase Slate $3200
Message 4 of 6
DiabolicallyRandom
Established Contributor

Re: I need an intervention!!!

Congrats on your approvals! While I think you should stop while you are ahead and give it more time, that is no where near the worst app'ing spree I have seen lol. Not to be calling anyone out, but there are people with like 60+ inquiries and can't stop!
Message 5 of 6
Pastryprincessnails
Regular Contributor

Re: I need an intervention!!!

i dont think i have more than about 10 on each but who knows lol...its definately not 20 or gasp 60 im clinching my pearls lol!!!

NFCU $17k Amex Gold Jared $3k PC Richards $1500 Discover IT $1800 NYCO $3k BOFA $4500 Macys $2400 Credit One $1450 Victorias Secret $2950 Walmart $4k Target $800 Capital One $1850 JCrew $8700 Paypal $600 Best Buy Mastercard $1500 Barclays $1430 Amazon Store Card $480 Amazon Visa $4k The Limited $1050 Old Navy $5k Overstock $1150 Citibank Dc $1700 Raymour and Flanigan $2500 Chase Freedom $1k Chase Slate $3200
Message 6 of 6
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