I tried to sending you a private message a few times and keep getting an error message that you haven't set up for private messages or something like it. Can you attempt to send me a private message and I can reply with the gorry details.
Good morning: asking for assistance with an apartment and saw you provided help in the past. In March 2007, I was asked by my apt to move because I had been behind on occasion after reduction in pay then reductions in staff (i.e. I was laid off) March and April rent (totaling over $2K) is now on my CR with Allied Collection Services (4230 LBJ Freeway # 407, Dallas, TX 75224. SInce the move, I've been renting a room with a friend, working 2 part time jobs to pay off CC debt (about 65% gone) and thought yesterday was a good time to try to rent a place on my own.
The rental agent said I wasn't approved because of the collection at the old apartment. She suggested I pay the debt, get paid in full letter to all 3 bureaus so they can update, then send a copy of the PIF letter to her management company and all would be well. My anticipated move in date was 08/15 but there's no way I can come up with over $2K that quickly. Any guidance for what to ask for from the collection agency, what terms I should use, what I should say would be appreciated.
Thank you again.
I'm really not sure how to answer that one. In my case, there were apartments on my credit that I never lived in. I've had to make several requests to the CA to have removed, in which Experian was the last to delete today.
I think the best action is to write the CA and propose a settlement. Even if you owe $2k, you can ask them to settle for a lot less. Only you what that amount is. There is an example of a PIF letter within the site.