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Thank you Jsnlwrnc.. i appreciate your tips... I wish you well also on your credit building journey too...
IF you come to learn more things or tips on how to build our credit up higher, i am ALL Ears....
i thought of maybe getting a CD at my bank ( bank of america) like for $1,000 or so , and then borrowing against it , i thought that might show good repayablity ...and consistant payments similar to your idea about the furniture store...
Thanks again my friend, take good care !
chris