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acouple of questions if you have cap one for over a year how come you haven't tried to get credit increase or did you? 2 Afni is notorius for listing a collection account also as open account an open account would be with original creditor go to your pm so I can talk to you!!!
@andrew wrote:
Yes cap one is in good standing, never been late . I'm getting ready to pay it to a 0$ balance. Thanks for the advice when should I PFD?the info on the credit is correct. As u can tell I was careless when I was younger with my credit
You can offer a PFD to the CAs at anytime. However, I wanted to mention that you should check the SOL on those accounts. If they are still within SOL, make sure you have enough money to pay in full (just in case contacting the CAs triggers them to try to sue you for the total). Tackle one at a time (I would start with the lowest balance owed first).
is it possible to get my nuvell repo off my account, I was wondering how I could go about getting this off my account???