Hello, I recently filed a dispute with Experian on a First savings credit card I had a number of years ago which I recently paid off with Millenium financial. I filed a dispute and was able to have Millenium deleted of my credit report but First savings remained. Can someone please tell me should I GW First savings to see if they can delete it since they are paid off already???? If so does anyone have a good contact email address or name as to who to contact.
Next question.. I also paid of a Portfolio Recovery account I had thru Cap one and instead of them putting on my report that the account has been paid they are now reporting that I have a remaining balance of $817.00. I have a settlement offer that was accepted by them in writting stating " We agree to settle for $1000 for the above referenced account". My original balance was $1817.00. Should I file a dispute or send a GW letter to them to delete or update account.. Any help will be greatly appreciate it..
