Reply
Regular Contributor
firsttimemama
Posts: 230
Registered: ‎04-17-2012
0

I need some help

I have one more GW adjustment I need to get taken off my CR. It's a World Financial Network National Bank/Victoria's Secret (WFNNB) CC. I paid it off the day after it became a CO. I've sent 2 GW letters (to different addresses) and called today to see if they would agree to do it over the phone. Every time I call, I get referred to the same CSR, who helped me when I called the first time (I guess now she's my account rep). She was very nice and said she would help me in anyway she could (email or fax a letter to say I PIF) but she could not delete the CO because they couldn't lie, etc. I have no problems calling the other 800 #s I have but they always refer me back to the same # and the same CSR. I understand that emailing the CEO is a kind of one shot deal but I'm at the point I'm ready to try it. Even if that doesn't work, I'll be patient and continue to send GW letters.

So, here are my questions:

1. Does anyone the contact info for the CEO or another higher up executive? If so, could you PM the info please?

2. If not, does anyone have any other contact info (phone #s, emails, etc) that you've used that has worked in the past?

3. Any thoughts and/or suggestions about what else I can do?

 

TIA!

 


Starting Score: EQ=567, TU=564 4/17/12
Current Score: 4/29/12 EQ 629 TU 618 (both FICO
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor
casmith1980
Posts: 638
Registered: ‎03-20-2010
0

Re: I need some help

I'm sorry I don't have any contact information but I wanted to congratulate you on making major progress on your credit repair. Stay persistent and I'm sure it will eventually be removed :smileyhappy:
Filed BK 12/5/14
341 meeting 1/9/15
Anticipated discharge 3/10/15

Goal: 700 by 3/17
Regular Contributor
firsttimemama
Posts: 230
Registered: ‎04-17-2012
0

Re: I need some help


casmith1980 wrote:
I'm sorry I don't have any contact information but I wanted to congratulate you on making major progress on your credit repair. Stay persistent and I'm sure it will eventually be removed :smileyhappy:

Oh, thanks so much! I'm nothing, if not persistent. But honestly, none of it would have been possible if it weren't for this forum. I've learned and feel like I've accomplished (or at least have attempted to) a lot in less than a week!


Starting Score: EQ=567, TU=564 4/17/12
Current Score: 4/29/12 EQ 629 TU 618 (both FICO
Goal Score: 750

Take the FICO Fitness Challenge
Regular Contributor
firsttimemama
Posts: 230
Registered: ‎04-17-2012
0

Re: I need some help

Oops! One more question: does anyone know of any websites, etc where I could possibly find the email address or other contact info for the CEO or other exec. I've already searched the forums and couldn't seem to find anything. 

 

Thanks again!


Starting Score: EQ=567, TU=564 4/17/12
Current Score: 4/29/12 EQ 629 TU 618 (both FICO
Goal Score: 750

Take the FICO Fitness Challenge
Regular Contributor
firsttimemama
Posts: 230
Registered: ‎04-17-2012
0

Re: I need some help

Bump

Starting Score: EQ=567, TU=564 4/17/12
Current Score: 4/29/12 EQ 629 TU 618 (both FICO
Goal Score: 750

Take the FICO Fitness Challenge
Regular Contributor
firsttimemama
Posts: 230
Registered: ‎04-17-2012
0

Re: I need some help

One more shameless nudge just in case...


Starting Score: EQ=567, TU=564 4/17/12
Current Score: 4/29/12 EQ 629 TU 618 (both FICO
Goal Score: 750

Take the FICO Fitness Challenge
Valued Member
socalracer
Posts: 45
Registered: ‎04-16-2012
0

Re: I need some help

From what I understand WFNNB/VS won't have the records for anything after 2 years. Not sure how long it has been since PIF, but you might be able to dispute it unless they can prove they have the info.


Starting Score: 547 USAA FAKO 4/11/12
Current Score: 589 USAA FAKO 6/7/12
Goal Score: 640 for now


Take the FICO Fitness Challenge
Established Member
SGTRobocop
Posts: 46
Registered: ‎04-24-2012
0

Re: I need some help

[ Edited ]

Read "Tactical Training for repairing your credit" post, paragraph 6

 

And check your PM's

1-2012 EX-504/EQ511/TU505
2-2012 EX551/EQ564/TU565
3-2012 EX-577/EQ573/TU602
4-2012 EX-603/EQ677/TU683
5-2012- EX-748/EQ683/TU758
Regular Contributor
firsttimemama
Posts: 230
Registered: ‎04-17-2012
0

Re: I need some help


socalracer wrote:

From what I understand WFNNB/VS won't have the records for anything after 2 years. Not sure how long it has been since PIF, but you might be able to dispute it unless they can prove they have the info.



I PIF last month. It was actually the first time I had been late with them but they sent it off as a charge off anyway - one day after I got sent an email to contact them OR they were going to CO it. That was a Sunday evening. I called by midday on Monday. Oh well. My fault regardless. It's just recent and really suck!


Starting Score: EQ=567, TU=564 4/17/12
Current Score: 4/29/12 EQ 629 TU 618 (both FICO
Goal Score: 750

Take the FICO Fitness Challenge
Regular Contributor
firsttimemama
Posts: 230
Registered: ‎04-17-2012
0

Re: I need some help


SGTRobocop wrote:

Read "Tactical Training for repairing your credit" post, paragraph 6

 

And check your PM's


Thanks again! I'll check out that post!


Starting Score: EQ=567, TU=564 4/17/12
Current Score: 4/29/12 EQ 629 TU 618 (both FICO
Goal Score: 750

Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}