Honestly, I feel like I have been working on this for months....and I just joined the forums about a month ago. I have had some serious progress!!! But, I am tired of looking at my credit reports everyday hoping something is going to change overnight, I have been slacking off at work and home....I am going to take a break for a week and not do ANYthing. I won't check my scores again until 12/15/2013, then I will decide how much I can spend for the holidays. 
- Federal tax lien paid, released, withdrawn, and finally deleted
- MD tax lien paid, released, withdrawn, and deleted
- VA Judgement paid, waiting for certificate of satisfaction, then file motion to set aside
- DV sent to Calvary Portfolio, PFD before 12/1/2013
- BBB Complaint filed against Midland
- AFNI deleted
- 2 Credit Control Collections deleted
- 1st Financial FCU CO PFD--waiting to see it go
- RJM deleted
- Progressive Insurance deleted
- 5 Nationwide Collections deleted
- 2 CLI: Cap1 and VS
- 3 New CC Cap1 Journey ,Barclays MC, Target
- GW late payment removals sent bi-weekly to anyone else that's left
012019 Fico8/Mortgage Score: 
Fight the good fight. Your problems were not created overnight therefore they will not be solved overnight. I started my trek on 11/11/12 and I went from 584 to 710. I hardly saw no progress for months but time is the healer when it comes to credit. Payoff, GW, or whateveer you need to get your derogs off your credit report. When I started my trek I had 0 credit cards. I now have 4 and a $5k LOC. You have to stay at it. Just do it for alitlle while every night for like 30 minutes and then go watch some TV or whatever. Building credit takes time and all you can dois wait....and wait....and wait....and wait!
Starting Score: @signguy17, Thanks, I really needed to hear that....30 mins a day is a good idea. Its been more like 4 hours a day for me. Thanks again!!
You are killing it! Keep it up
Starting Score April 2013: 556
@newmom - you have done AWESOME!!! I've only succeeded with getting one account removed from all three and one account removed from two reports and still working on the third. I have GW letters out and a PFD. My DV actually resulted in them just deleting it from the last report without even sending me anything. lol that was a nice one to see!
I'm with you though. I have become absolutely obsessed with this and I think my eyes are going to pop out of my head from staring at the computer for so many hours a day!! Crazy. But I'm also with you that I'm going to take a break (or lessen the amount of time per day) that I obsess over this and be more diligent in checking it at certain intervals. I just seem to get so excited any time that I have an alert. LOL I'm like a little kid in the candy store.
I've raised my score - much like you - about 50 points in the past month & a half so it's exciting to see it going up, but I guess we've got to learn patience! lol
Good luck and I look forward to seeing how you other "issues" turn out - especially the Midland one.
Doing a great job! Way to go!
I am having to back off a bit myself lol. Did decent the first month and then hit 3 speed bumps. My laties all drop off by June or July of next year except for one medical collections that just keeps shutting me down lol. 3 things left ! When my cards report and balances transfer My credit card available cresit will go from 5900 to around 31k with only a 3k balance. That will be my feel good jump in score. The rest is wait.
I was doing the same, on here at night, at work, going thru reports, trackin every little thing I could. Made me anxious and impatient lol.
Garden time ?
