Re: I paid my Wells Fargo Payment 31 days late. Wo... - myFICO® Forums

cpr · ‎07-02-2014

I thought I made the payment on the 25th but apperantly I didn't. I probably didn't hit the submit buttom or something. When I logged in to my account to check on it, it says that i'm 31 days late!! Would they report it?

cpr · ‎07-02-2014

Please help. This is Mortgage account.

2NE1 · ‎07-02-2014

Why don't you call WF instead and find out?

I am not sure how mortgages payments work but I assume if it was past the 30 days it will not report to the CRAs just yet, however, you might encounter a late payment fee.

cpr · ‎07-02-2014

I did called and everyone there just transfer me to a different department. Their customer service sucks!! I just hope they dont report it.

cpr · ‎07-02-2014

I just didn't know if anyone had gone through the same situation or knew something about it

LShawn08 · ‎07-03-2014

I'm not sure if I understand correctly but if you paid your mortgage in the last few days, you are only at best 7 days late from your DUE DATE, which should not trigger a credit ding. Your due date is were the time starts to tick from. Ask to speak to a office manager or supervisor.

Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards

If all pork chops were perfect, we wouldn't have hot dogs! -Steven Universe

mspretty50 · ‎08-30-2019

I know this is 5 years later... but I just paid 31 days late. Well 5 minutes over the 30th. I'm interested in learning your outcome... did they report it? I'm trying to refinance my mortgage loan and freaking out here. Thank you!

ItsCASHual · ‎08-31-2019

My home mortgage has been with Wells Fargo for the past 14 yrs. I looked back and 2 yrs ago I had a payment that I made also that was on the 31st of the month and, yes, I did get dinged for a 30 day late mark on my credit report. Sorry to say.

FICO 8

gdale6 · ‎08-31-2019

As OP has not been online in sometime this thread is closed to further comments. A new thread on subject can be started if need be.

I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

Re: I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

Re: I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

Re: I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

Re: I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

Re: I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

Re: I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

Re: I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

Re: I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

Get your FICO® Score for free

I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

Re: I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

Re: I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

Re: I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

Re: I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

Re: I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

Re: I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

Re: I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

Re: I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment

Get your FICO Score for free