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Established Contributor
Posts: 543
Registered: ‎08-04-2013
0

I thought GWs were supposed to be GOOD???

Comenity is the worst. I sent a GW and also let them know Tu was still reporting a balance. They actually made matters worse. Here's what they added to EQ. So, now a GW gets neg comments added???

 

 

 

 

Previously reported

Newly reported

Balance:

$0

 

Past due:

$0

$0

Status:

Pays account as agreed

Bad Debt; Placed for collection;

Last activity:

11/1/2012

9/1/2011

Description:

Account transferred or sold
Charge
Amount in H/C column is credit limit

Account transferred or sold
Charge off account
Charge
Amount in H/C column is credit limit

 

 

 

 

 


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


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Regular Contributor
Posts: 399
Registered: ‎08-21-2013
0

Re: I thought GWs were supposed to be GOOD???

What the heck.

Current: EQ FICO 0, TU FICO 0, EX FICO 0 | Starting Score: 0 (08/21/2013)

Starting total revolving credit: $0 | Current total revolving credit: $1600.00

Inquiries (12 Months): EQ 3-4 TU Unsure EX Unsure | Most Recent: 8/19/2013


2013 Goals:
1,000.00 Emergency Fund
1,000.00 Emergency Fund, AGAIN
Mechanically Sound Car
Unsecured Card

Fifth Third $300
U.S. Bank Harley Davidson $300
Capital One Platinum $500
2nd Capital One Platinum $500


Established Contributor
Posts: 543
Registered: ‎08-04-2013
0

Re: I thought GWs were supposed to be GOOD???

Unreal. Why add that?


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


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Valued Contributor
Posts: 1,499
Registered: ‎08-30-2012
0

Re: I thought GWs were supposed to be GOOD???

And they backdated it an additional 14 months? **bleep**!

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
What's in my wallet? Cap1 PLAT AU $4.25k; Cap1 QS AU $2k; NFCU Siggy $45k; $5k WalMart MC; CFNA Firestone $1.8k; Amazon $3k; NFCU Cash Rewards $22K; AMEX BCE $21k; NavCheck $15k; Lowe's $10k; Citi DP $7.7k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
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Established Contributor
Posts: 543
Registered: ‎08-04-2013
0

Re: I thought GWs were supposed to be GOOD???

SMDH


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


Take the myFICO Fitness Challenge NFCU nRewards $8.5K Cap1 Secured $500 NFCU LOC $15K
Established Contributor
Posts: 849
Registered: ‎03-09-2013
0

Re: I thought GWs were supposed to be GOOD???

Was it reporting as a charge off prior to this?

Established Contributor
Posts: 543
Registered: ‎08-04-2013
0

Re: I thought GWs were supposed to be GOOD???

No, just transferred or sold $0 balance, pays as agreed.

 

 


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


Take the myFICO Fitness Challenge NFCU nRewards $8.5K Cap1 Secured $500 NFCU LOC $15K
Established Contributor
Posts: 849
Registered: ‎03-09-2013
0

Re: I thought GWs were supposed to be GOOD???

That stinks. Why would you send a GW to an account reporting positively?

Established Contributor
Posts: 543
Registered: ‎08-04-2013
0

Re: I thought GWs were supposed to be GOOD???

SMDH ...


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


Take the myFICO Fitness Challenge NFCU nRewards $8.5K Cap1 Secured $500 NFCU LOC $15K

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