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I thought GWs were supposed to be GOOD???

Established Contributor

I thought GWs were supposed to be GOOD???

Comenity is the worst. I sent a GW and also let them know Tu was still reporting a balance. They actually made matters worse. Here's what they added to EQ. So, now a GW gets neg comments added???

 

 

 

 

Previously reported

Newly reported

Balance:

$0

 

Past due:

$0

$0

Status:

Pays account as agreed

Bad Debt; Placed for collection;

Last activity:

11/1/2012

9/1/2011

Description:

Account transferred or sold
Charge
Amount in H/C column is credit limit

Account transferred or sold
Charge off account
Charge
Amount in H/C column is credit limit

 

 

 

 

 


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


Take the myFICO Fitness Challenge NFCU nRewards $20K Cap1 Secured $500 NFCU LOC $15K TJX $250 BOA $500
8 REPLIES
Regular Contributor

Re: I thought GWs were supposed to be GOOD???

What the heck.

Current: EQ FICO 0, TU FICO 0, EX FICO 0 | Starting Score: 0 (08/21/2013)

Starting total revolving credit: $0 | Current total revolving credit: $1600.00

Inquiries (12 Months): EQ 3-4 TU Unsure EX Unsure | Most Recent: 8/19/2013


2013 Goals:
1,000.00 Emergency Fund
1,000.00 Emergency Fund, AGAIN
Mechanically Sound Car
Unsecured Card

Fifth Third $300
U.S. Bank Harley Davidson $300
Capital One Platinum $500
2nd Capital One Platinum $500


Established Contributor

Re: I thought GWs were supposed to be GOOD???

Unreal. Why add that?


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


Take the myFICO Fitness Challenge NFCU nRewards $20K Cap1 Secured $500 NFCU LOC $15K TJX $250 BOA $500
Highlighted
Valued Contributor

Re: I thought GWs were supposed to be GOOD???

And they backdated it an additional 14 months? **bleep**!
Scores: about 700 across the board
Total CL: $275k
Established Contributor

Re: I thought GWs were supposed to be GOOD???

SMDH


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


Take the myFICO Fitness Challenge NFCU nRewards $20K Cap1 Secured $500 NFCU LOC $15K TJX $250 BOA $500
Established Contributor

Re: I thought GWs were supposed to be GOOD???

Was it reporting as a charge off prior to this?

Established Contributor

Re: I thought GWs were supposed to be GOOD???

No, just transferred or sold $0 balance, pays as agreed.

 

 


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


Take the myFICO Fitness Challenge NFCU nRewards $20K Cap1 Secured $500 NFCU LOC $15K TJX $250 BOA $500
Established Contributor

Re: I thought GWs were supposed to be GOOD???

That stinks. Why would you send a GW to an account reporting positively?

Established Contributor

Re: I thought GWs were supposed to be GOOD???

SMDH ...


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


Take the myFICO Fitness Challenge NFCU nRewards $20K Cap1 Secured $500 NFCU LOC $15K TJX $250 BOA $500