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Hi! I'm trying to clean up our credit and have done great so far thanks to all of you. We are going to apply for a mortgage in March after our BK7 has been discharged 2 years. I have done PFD in the past but this one is too much money. The balance is correct as we had a deductible with our insurance. What route do I go? Would sending a DV letter help even though I know it's correct? This is from CCT, there are two of the same listings but the 2nd one shows $114 orig bal and $133 due. Same doctors office. Any ideas on how to get rid of this asap is greatly appreciated. I'm sorry but I couldn't figure out how to insert a picture and copy/paste doesn't look right.
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