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IC Systems

Regular Contributor

IC Systems

Anybody have luck with a PFD for IC Systems or is anyone familiar with them?  I have a collection for $78 from Terminix.  Thank You.

Message 1 of 24
23 REPLIES
Established Contributor

Re: IC Systems

I sent them a DV letter.  Got a response back on Dec 4 saying they were going to notify the CRAs to delete.  However, I JUST checked my EQ and it's still there.  I guess I have to wait until around Jan 4 to see if it's still there.  If it is, I'm not sure what to do next.  Smiley Sad



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


Take the FICO Fitness Challenge
Message 2 of 24
Regular Contributor

Re: IC Systems

If you don't mind, what was the gist of your DV letter?  Was it short and sweet?

Message 3 of 24
Established Contributor

Re: IC Systems

VERY. Lifted from another post here:

 

IC Systems, Inc.

444 Highway 96 East

P.O. Box 64378

 St. Paul, MN 55164-0378

 

Date

 

Ref #: XXXXXXXXXX (fill in yours here)

 

 

To whom it may concern:

I pulled my credit bureau report, and I discovered that you claim I owe you a debt. Under FDCPA 809 send me validation of this debt.

 

Sincerely,

Electra

 

 

NOTE:  I didn't actually sign bc someone said not to in a post bc some of the sleazier CA's will copy your sig and apply it to documents.



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


Take the FICO Fitness Challenge
Message 4 of 24
Frequent Contributor

Re: IC Systems

Electra, was your DV for a paid or unpaid collection?

 

 

great job getting that off btw!!!

 


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: TU04 774, EQ5.0 761/ EXv2 783
New goal 800
Cap1 QS $17k, Chase Southwest- $15k, Discover IT - $40k
Message 5 of 24
Established Contributor

Re: IC Systems

mmmlive, it was for unpaid. For paid you would want to GW.  

 

I got a letter from them but it's not yet removed.  Guess we'll see in the next couple of weeks.



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


Take the FICO Fitness Challenge
Message 6 of 24
Frequent Contributor

Re: IC Systems


electra wrote:

mmmlive, it was for unpaid. For paid you would want to GW.  

 

I got a letter from them but it's not yet removed.  Guess we'll see in the next couple of weeks.


Wow, unpaid. Was it within the 30 days?


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: TU04 774, EQ5.0 761/ EXv2 783
New goal 800
Cap1 QS $17k, Chase Southwest- $15k, Discover IT - $40k
Message 7 of 24
Established Contributor

Re: IC Systems

Hi mmmlive, no, def not within the 30 days. 



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


Take the FICO Fitness Challenge
Message 8 of 24
Frequent Contributor

Re: IC Systems


electra wrote:

Hi mmmlive, no, def not within the 30 days. 


Well I might try that then.... Mine was paid a few mons ago( before I knew about PFD) and I sent out my first GW to them (e-mail,fax, and letter) 2 days ago. Think I will give it  a few weeks then DV. 


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: TU04 774, EQ5.0 761/ EXv2 783
New goal 800
Cap1 QS $17k, Chase Southwest- $15k, Discover IT - $40k
Message 9 of 24
Established Contributor

Re: IC Systems

Hey mmmlive,

I believe DV is only for unpaid debt. If you have paid them you should GW.  If they decline, just keep trying until you find someone who says yes. Smiley Happy



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


Take the FICO Fitness Challenge
Message 10 of 24