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Regular Contributor
ktm214
Posts: 226
Registered: ‎08-24-2009
0

IC Systems

Anybody have luck with a PFD for IC Systems or is anyone familiar with them?  I have a collection for $78 from Terminix.  Thank You.

Established Contributor
electra
Posts: 573
Registered: ‎10-21-2012
0

Re: IC Systems

I sent them a DV letter.  Got a response back on Dec 4 saying they were going to notify the CRAs to delete.  However, I JUST checked my EQ and it's still there.  I guess I have to wait until around Jan 4 to see if it's still there.  If it is, I'm not sure what to do next.  :smileysad:



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


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Regular Contributor
ktm214
Posts: 226
Registered: ‎08-24-2009
0

Re: IC Systems

If you don't mind, what was the gist of your DV letter?  Was it short and sweet?

Established Contributor
electra
Posts: 573
Registered: ‎10-21-2012
0

Re: IC Systems

VERY. Lifted from another post here:

 

IC Systems, Inc.

444 Highway 96 East

P.O. Box 64378

 St. Paul, MN 55164-0378

 

Date

 

Ref #: XXXXXXXXXX (fill in yours here)

 

 

To whom it may concern:

I pulled my credit bureau report, and I discovered that you claim I owe you a debt. Under FDCPA 809 send me validation of this debt.

 

Sincerely,

Electra

 

 

NOTE:  I didn't actually sign bc someone said not to in a post bc some of the sleazier CA's will copy your sig and apply it to documents.



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


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Regular Contributor
mmmlive1999
Posts: 145
Registered: ‎12-18-2012
0

Re: IC Systems

Electra, was your DV for a paid or unpaid collection?

 

 

great job getting that off btw!!!

 

Starting Score: 06/06/2012:FAKO TU 585/EQ 472/ EX 561
Current Score: TU08 696, EQ5.0 679/ EX08 660
Goal Score: 700 by 12/2014

Cap1 Venture-$3800, Quicksilver-$1750,Chase Freedom-$2200, Discover IT - $1400
Store Cards: Vic.Sec -$650, Walmart-$650 ,Gap $400( as of 9/19/2014)
Established Contributor
electra
Posts: 573
Registered: ‎10-21-2012
0

Re: IC Systems

mmmlive, it was for unpaid. For paid you would want to GW.  

 

I got a letter from them but it's not yet removed.  Guess we'll see in the next couple of weeks.



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


Take the FICO Fitness Challenge
Regular Contributor
mmmlive1999
Posts: 145
Registered: ‎12-18-2012
0

Re: IC Systems


electra wrote:

mmmlive, it was for unpaid. For paid you would want to GW.  

 

I got a letter from them but it's not yet removed.  Guess we'll see in the next couple of weeks.


Wow, unpaid. Was it within the 30 days?

Starting Score: 06/06/2012:FAKO TU 585/EQ 472/ EX 561
Current Score: TU08 696, EQ5.0 679/ EX08 660
Goal Score: 700 by 12/2014

Cap1 Venture-$3800, Quicksilver-$1750,Chase Freedom-$2200, Discover IT - $1400
Store Cards: Vic.Sec -$650, Walmart-$650 ,Gap $400( as of 9/19/2014)
Established Contributor
electra
Posts: 573
Registered: ‎10-21-2012
0

Re: IC Systems

Hi mmmlive, no, def not within the 30 days. 



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


Take the FICO Fitness Challenge
Regular Contributor
mmmlive1999
Posts: 145
Registered: ‎12-18-2012
0

Re: IC Systems


electra wrote:

Hi mmmlive, no, def not within the 30 days. 


Well I might try that then.... Mine was paid a few mons ago( before I knew about PFD) and I sent out my first GW to them (e-mail,fax, and letter) 2 days ago. Think I will give it  a few weeks then DV. 

Starting Score: 06/06/2012:FAKO TU 585/EQ 472/ EX 561
Current Score: TU08 696, EQ5.0 679/ EX08 660
Goal Score: 700 by 12/2014

Cap1 Venture-$3800, Quicksilver-$1750,Chase Freedom-$2200, Discover IT - $1400
Store Cards: Vic.Sec -$650, Walmart-$650 ,Gap $400( as of 9/19/2014)
Established Contributor
electra
Posts: 573
Registered: ‎10-21-2012
0

Re: IC Systems

Hey mmmlive,

I believe DV is only for unpaid debt. If you have paid them you should GW.  If they decline, just keep trying until you find someone who says yes. :smileyhappy:



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


Take the FICO Fitness Challenge

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