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IF DOFD was 10/2007 when should this fall off?

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esmer0924
Regular Contributor

IF DOFD was 10/2007 when should this fall off?

If my DOFD is 10/2007.  What is the accurate date this should fall off?


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 786 TU FICO(5/23/14), 758 EQ FICO (8/01/14), 811 EX FICO (5/26/14)
Goal Score: 720+

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Message 1 of 4
3 REPLIES 3
Angko
Regular Contributor

Re: IF DOFD was 10/2007 when should this fall off?

Most likely October 2014.



Current MyFico Scores as of Dec 2013: Fico EQ: 768 | Fico EX: 775 | Fico TU: 744
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Message 2 of 4
ReaLiLJ
Regular Contributor

Re: IF DOFD was 10/2007 when should this fall off?

I agree, I'm not to familiar with negatives information (I'm learning though) but from my newfound knowledge since it's a DOFD it's a considered a negative account and since each late is removed 7 years from the date of occurence, it should fall off around that time 10/2014-11/2014

 

#Cheers -LJ

20 Years & 1 Month Young; Total Income: $53k (Credit History): 1.9 years AAOA: 1.0 years
Fico Scores: Exp: 725 (12/4) EQ: 703 (11/13) TU: 736 (12/6) Total Credit Available: 89k
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Message 3 of 4
DaBears
Senior Contributor

Re: IF DOFD was 10/2007 when should this fall off?

With a DoFD of 10/2007 you are look at any where between 10/2014-4/2015 

 

 

Message 4 of 4
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