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Member
Southerndude
Posts: 6
Registered: ‎10-24-2012
0

IN NEED OF ADVICE```

HI MY QUESTION IS WHY IS IT IMPORTANT TO PAY OFF YOUR COLLECTIONS WITH THE CA WHEN THEY ONLY REPORT THE ACCOUNT BEING PAID IN FULL ? TOO MY UNDERSTANDING I WISHED IT WOULD EFFECT IN A POSITIVE MANNER BUT ITS NOT BENIFICIAL  AT LEAST ON MY BEHALF!!! I GUESS I SHOULD HAVE ASKED FOR PFD FROM THE BEGINING.. AN  GOOD SUGGESTIONS WOULD  BE GREATLY APPRECIATED. AN THE MORE I DISPUTE THE MORE I GET UPSET WITH CRA  THEY ARE NOT ALWAYS Taking in to matters that the dept was paid off`,,,.......just venting a little im soory

Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: IN NEED OF ADVICE```

Have you tried sending a GW letter?


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Frequent Contributor
NewbieReed
Posts: 434
Registered: ‎12-05-2012
0

Re: IN NEED OF ADVICE```

Well, even though "PIF" might not help from a scoring point of view, it will certainly help in a manual review or  if u were applying for a mortgage loan, etc. Lots of lenders required that ur debts are satisfied. 

 

Dont worry though -- I understand where ur coming from! i feel ur pain! :-P

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