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i disputed 23 inquiries through EQ and they deleted all of them reason i did not authorize maybe with all the breech stuff happening who knows
I called on yesterday to have 27 of my 35 inquiries deleted. I have a confirmation number so i'm praying that there deleted.
There could be unforeseen consequences to doing this, especially if they’re legit inquiries.
@mattmyFIC0 wrote:There could be unforeseen consequences to doing this, especially if they’re legit inquiries.
Such as? (serious question)
Lack of your specific authorization for an inquriy is not basis per se for showing they are not legitimate.
The FCRA permits credit inquiries without consumer authorization if their purpose meets one or more of the listed permissible purposes under FCRA 604.
Are you asserting that all 23 inquiries were made without any legitimate permissible purpose?
How did you dispute? Did you call them? If so, to which number?
@Anonymous wrote:
@mattmyFIC0 wrote:There could be unforeseen consequences to doing this, especially if they’re legit inquiries.
Such as? (serious question)
My thought is that if they’re legit and you have an account now with that company, why poke the bear? Inquiries aren’t a big deal anyway. If you get denied for them it’s more than likely there is something else in your profile the lender doesn’t like.