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My wife and I are close to getting a loan at a CU for a home.
we need our middle score to be 620 (either one of us).
MY TU is 615, EQ 555 EX ???
I recieved a notice in June of a tax lein being filed against me for $14K.
I'll pay this by october, however, I went to the IRS office and they say they don't report...just the CRA's find public records and then report those.
2 questions: 1. does anyone know how long it takes for a public record to report? and 2. how many points do you think i'll lose for it?
any advice also?