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IS MOM WRONG?

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awdsmama
Established Contributor
‎02-08-2013 10:57 AM
‎02-08-2013 10:57 AM

Re: IS MOM WRONG?

@alexhortdog wrote:

 

The real question is - does Mom like your fiancee?  Man Very Happy


LOL do they ever?  Haha.....

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Message 11 of 14
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Shogun
Moderator Emeritus
‎02-08-2013 10:59 AM
‎02-08-2013 10:59 AM

Re: IS MOM WRONG?

I learn something new every day.  Just wanted to say that I wouldn't gloat about it to momma.   LOL

Starting Score: 504
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Message 12 of 14
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guiness56
Epic Contributor
‎02-08-2013 11:00 AM
‎02-08-2013 11:00 AM

Re: IS MOM WRONG?

+!

 

Ya, mom's don't like that.

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Message 13 of 14
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RobertEG
Legendary Contributor
‎02-08-2013 11:31 AM
‎02-08-2013 11:31 AM

Re: IS MOM WRONG?

I see two different issues.  One, possible responsibility for the debt, and two, the legitimacy of any credit reporting made based on such a responsibility.

 

I agree with the comments regarding community property, which go the ultimate issue of possible legal obligation for a spouse on debt incurred prior to marriange.

However, it is not uncommon for a creditor/debt collector to report an asserted debt obligation on the credit report of the spouse.  It may be totally improper if not community property and/or not a joint account, but that does not mean they wont do it. 

You then have an FCRA/FTC/legal issue to unravel and show they are incorrect.

 

I think the advice to be wary has some merit.  Being correct on the matter does not mean that it wont arise.

Message 14 of 14
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