Cleaning up my credit reports, I came across a listing for a Credit Vision entry from an account from 2008 and charged off with a balance of $4800. Original creditor MBNA.
I called the collection company today, and the gentleman was actually very nice. It appears this was an account opened by my estranged father in my name back in 2000. The addresses the gentleman listed on the account are addresses that he lived at. I have never lived at any of the addresses. We have the same name (I'm the II) and don't have a good relationship.
What's the best way to proceed with this? The remark will be removed from the reports in October 2015, but I don't want to wait. He is sending me a copy of the paperwork, and suggested that I file a police report. What's the best way to handle this?
