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I definitely visit the CC forum. I'm coming off my 2nd chapter 7 that was discharged in November 2012. Thankfully, my first one will be off in February 2014. Me and my wife have gotten a couple of credit cards to begin the rebuilding process. It's going to take a while, but we've prepared ourselves to be in this for the long haul.
@shaun2009 wrote:
@guiness56 wrote:
@shaun2009 wrote:
should i pay them i dont think i can pay the Credit card becuase i cant seem to get them on the phone it says charged off sold but it doesnt have any contact for the CA and it still reads it as the OC im not sure whats going on with that.... i call and it ask fro my card number i enter it but then it says invalid .... the schooll i can pay off i talked with them but they wont PFD so i will try again later with someone else... see if i can get a letter...Who is the CA? What do you mean it reads as the OC?
in the description text it reads charged off sold to another company but as the main title it says Plains Commerce Bank...
@dodfire thanks so i guess i will pay off the school and see if they will GW after...
It is the OC account that is reporting. It is saying it has been sold. If that CA is not reporting you will need to contact the OC and find out who owns the debt.
@guiness56 wrote:
@shaun2009 wrote:
@guiness56 wrote:
@shaun2009 wrote:
should i pay them i dont think i can pay the Credit card becuase i cant seem to get them on the phone it says charged off sold but it doesnt have any contact for the CA and it still reads it as the OC im not sure whats going on with that.... i call and it ask fro my card number i enter it but then it says invalid .... the schooll i can pay off i talked with them but they wont PFD so i will try again later with someone else... see if i can get a letter...Who is the CA? What do you mean it reads as the OC?
in the description text it reads charged off sold to another company but as the main title it says Plains Commerce Bank...
@dodfire thanks so i guess i will pay off the school and see if they will GW after...
It is the OC account that is reporting. It is saying it has been sold. If that CA is not reporting you will need to contact the OC and find out who owns the debt.
Yes thats the problem im having im calling the number and entering my card number that appears on my account but it wont give me a representative because it says its an invalid account so what am i suppose to do because i know i definitely want to get this off of here because i bet 9 times out of 10 its the most hurtful account on my report thats hurting my score..
Isn't there an option to talk to someone without an account number?
yea but only for lost or stolen cards tried that and they gave me another number to call but that didnt help it ask me my card number again and then it says invalid and call back when you locate your account i would guess its invalid due to it being an old account...
As of today i submitted a communication complaint to the BBB and FTC about this company and hoping to get somewhere with that.
i think Commerce Bank is the new TD BANK
@koky wrote:i think Commerce Bank is the new TD BANK
I wish it was commerce its Plains Commerce Bank .... 2 different banks..