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Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

If only CreditSesame could be accurate! LOL!

That would be awesome! The FAKO it gives me now is 703. :smileylol:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Moderator
Posts: 13,678
Registered: ‎04-15-2011
0

Re: If only CreditSesame could be accurate! LOL!

That would be awesome!   But you know my opinion on FAKOS.  :smileyhappy:



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Re: If only CreditSesame could be accurate! LOL!

LoL, yeah, I agree!! I was just thinkin' it would be super great if it were! hahah!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Moderator
Posts: 13,678
Registered: ‎04-15-2011
0

Re: If only CreditSesame could be accurate! LOL!

Rainbows and unicorns!!!  But yes, it would be nice.



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
Posts: 2,270
Registered: ‎07-23-2012
0

Re: If only CreditSesame could be accurate! LOL!

just checked mine and now upped me to 723 from 712. 

 

paying 1k a month. 

 

i dont know where they are getting thier numbers from. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$6,400
Citi DC $10,000
Citizens Mastercard$7,000
Valued Contributor
Posts: 1,051
Registered: ‎05-20-2010
0

Re: If only CreditSesame could be accurate! LOL!

Although CS is a FAKO score, lots of folks have reported it being very similar to what their EX FICO score really is. Im not saying it is your FICO score, just saying its not that far off.

TU: 603 – EQ: 569 – EX: N/A – May 2010

Established Contributor
Posts: 686
Registered: ‎08-13-2011
0

Re: If only CreditSesame could be accurate! LOL!

my credit sesame is 660, my experian score pulled per american express is 656 so not much difference in my case.





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 713 Equifax 686 Experian 671

Goal Score: 700 across the board


Take the FICO Fitness Challenge
Moderator
Posts: 13,678
Registered: ‎04-15-2011
0

Re: If only CreditSesame could be accurate! LOL!

67 points for me currently.  I don't know about you, but to me that's a pretty big deal.  They don't even list any of my CCs in their report.



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Member
Posts: 37
Registered: ‎08-30-2012
0

Re: If only CreditSesame could be accurate! LOL!

Mine is more than 100 points different than my lender provided score. My credit karma score is actually much closer, but still off by about 40 points.
Frequent Contributor
Posts: 309
Registered: ‎04-04-2012
0

Re: If only CreditSesame could be accurate! LOL!

It would be nice if they were real.  But, when your score goes up (FAKO or not) you have to assume something positive happened on your credit report, right?  I woke up to two notifications from them.  Mine jumped 4 points and hubby's score jumped 9!

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