Hi all , am just signed up for Myfico and I am so glad I did. My sister in law recomended this site and she swears by it. I am in need of some serious help and/or advice. I hope anyone can help. Heres the thing. I just checked my report and realized I have 7 open accounts, most of them CC's. My score dropped from 720 to 683, I believe this is because of all the open, zeroed accounts. What should I do. I want to raise my score back up into the 700's, and I aslo pay on time everything, every month. Any advice??