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First, last month I had my first go at a PFD on a small but recent collection and got that taken care of and removed
Now, After almost 2 months of dealing with Cap 1 and all their verification processes and snail mail, I found out today that I was APPROVED for their secured card!
I can't wait to make the deposit and get that new TL reporting. I was told I needed a $49 deposit for a $200 limit, but my wife was recently approved for her own, and had to deposit the entire $200 to get the card.. Why is mine different?!
Now, one more small collection to get take care of!
Congrats!
Your wife could have an entirely different credit profile which made her need to pay the entire deposit.