Posts: 76
Registered: ‎02-14-2013

Im on a roll and it feels GREAT!!

First, last month I had my first go at a PFD on a small but recent collection and got that taken care of and removed


Now, After almost 2 months of dealing with Cap 1 and all their verification processes and snail mail, I found out today that I was APPROVED for their secured card! :smileyhappy:


I can't wait to make the deposit and get that new TL reporting. I was told I needed a $49 deposit for a $200 limit, but my wife was recently approved for her own, and had to deposit the entire $200 to get the card.. Why is mine different?!


Now, one more small collection to get take care of!

(TU Fico) 10/14 - 687
(EQ Fico) 10/14 - 652
(EX Fico) 4/14 - 648
Kays $4000 | Fingerhut $800 | Walmart $1800 | Merrick (AU) $1100 | Victoria Secret $1550 | Cap One Secured $750 | PayPal SC $1100 | Quicksilver One $1500 | Home Depot $500 | Express $900 | JC Penny $2000 | J Crew $4450 | Lowes $1000 | Target $800 | Old Navy $650 | Buckle $650 | Macys $100 | Overstock $950
Posts: 22,408
Registered: ‎01-17-2008

Re: Im on a roll and it feels GREAT!!



Your wife could have an entirely different credit profile which made her need to pay the entire deposit.

Valued Contributor
Posts: 2,784
Registered: ‎10-10-2012

Re: Im on a roll and it feels GREAT!!

Congrats on the approval, keep up the good work. :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
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