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Posts: 90
Registered: ‎02-14-2013
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Im on a roll and it feels GREAT!!

First, last month I had my first go at a PFD on a small but recent collection and got that taken care of and removed


Now, After almost 2 months of dealing with Cap 1 and all their verification processes and snail mail, I found out today that I was APPROVED for their secured card! Smiley Happy


I can't wait to make the deposit and get that new TL reporting. I was told I needed a $49 deposit for a $200 limit, but my wife was recently approved for her own, and had to deposit the entire $200 to get the card.. Why is mine different?!


Now, one more small collection to get take care of!

(TU Fico) 11/14 - 687 | (EQ Fico) 10/14 - 652 | (EX Fico) 11/14 - 657
Barclays Rewards $1500 | Chase Freedom (AU) $1000 | Amex Green (AU) NPSL | Kays $4000 | Fingerhut $1300 | Walmart $2000 | Best Buy $2000 | Merrick (AU) $1100 | Victoria Secret $2350 | Cap One Secured $750 | PayPal SC $1100 | Quicksilver One $1500 | Home Depot $500 | Express $1700 | JC Penny $4000 | J Crew $8450 | Lowes $12000 | Target $800 | Old Navy $1050 | Buckle $1450 | Macys $100 | Overstock $1550 | Newegg $2000
Epic Contributor
Posts: 22,398
Registered: ‎01-17-2008
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Re: Im on a roll and it feels GREAT!!



Your wife could have an entirely different credit profile which made her need to pay the entire deposit.

Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
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Re: Im on a roll and it feels GREAT!!

Congrats on the approval, keep up the good work. Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15

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