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Paying off the amount charged before the bill cycles is ok with the bank? When asking for credit limit increase, they would question it as you never offically have a payment due?
If under 10% is a excellent way to have your FICO score the highest, then what difference would it make if you kept all at 9% and let them report. Why one 1 reporting 9%. I am trying to understand. Not being difficult. I want to have the max FICO score I can at all times, especially since I am applying for a new auto loan 09-2015.
@CostantinoA wrote:If under 10% is a excellent way to have your FICO score the highest, then what difference would it make if you kept all at 9% and let them report. Why one 1 reporting 9%. I am trying to understand. Not being difficult. I want to have the max FICO score I can at all times, especially since I am applying for a new auto loan 09-2015.
Because FICO dings your score for multiple cards (its not precisely stated but believed to be more than 1/3 to 1/2 of your cards) carrying a balance - even a small balance.