Starting Score: 634 EQ-FICO (4/20/12) 579 EX-FAKO (4/30/12) 629 TU-FICO (5/6/12)
A most deserving increase. Congrats to you! Almost to that 700. Keep it up!
Starting Score: 504
Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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Right on OP.
My EQ jumped 32 yesterday, up to 677.
TU had me at 662, EQ at 645, EXP at 652.
I wonder if the other (2) scores will or have gone up as well?
I credit the increase to paying off a personal loan that I've had for a couple of years that is reported to EQ, and paying down my Cap One card to about 20% (instead of maintaining 50-75%) and paying down my Reserve Credit Line at U.S. bank to less than 20%.
,
I feel I need an auto loan to help my credit as well, but I don't need another vehicle....
All I have is a Suzuki motorcycle that I'm financing through Cap One that used to be HSBC, a Cap One credit card, and my U.S. bank reserve line (credit card basically).
I don't have a variety of credit and my average account credit history is just over 4 yrs.
Been rebuilding for the past 5 yrs., at the age of 42.
Sorry for the threadjack..
Starting Score 9/12: EQ 645 TU 641 EX 651
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