A most deserving increase. Congrats to you! Almost to that 700. Keep it up!
Right on OP.
My EQ jumped 32 yesterday, up to 677.
TU had me at 662, EQ at 645, EXP at 652.
I wonder if the other (2) scores will or have gone up as well?
I credit the increase to paying off a personal loan that I've had for a couple of years that is reported to EQ, and paying down my Cap One card to about 20% (instead of maintaining 50-75%) and paying down my Reserve Credit Line at U.S. bank to less than 20%.
I feel I need an auto loan to help my credit as well, but I don't need another vehicle....
All I have is a Suzuki motorcycle that I'm financing through Cap One that used to be HSBC, a Cap One credit card, and my U.S. bank reserve line (credit card basically).
I don't have a variety of credit and my average account credit history is just over 4 yrs.
Been rebuilding for the past 5 yrs., at the age of 42.
Sorry for the threadjack..
Congrats, OP! That's a great increase! Did you do anything in particular lately?
racerX, if you don't mind me asking, how do you like your Cap1 auto financing? I'm in need of a car and I get these Cap1 pre-approvals every month (I have a rewards card) but I've never followed through. I was planning to wait until maybe November since they come every month, while I'm working on getting some things removed. But I've never known anyone who actually financed a car through them.
WOOT WOOT!! YAY!