Reply
Member
nikarl
Posts: 15
Registered: ‎01-09-2013

Incredibly Thankful! Jefferson Capital DELETED and Midland on the retreat!

[ Edited ]

I just wanted to give a heartfelt thanks to all of you for helping me along my path to financial success, of which credit is a key component. I fought the dragon (Jefferson Capital) and I won. They were reporting a Tribute card with an outrageous balance that I disputed using the FTC ruling. I could not have even began to fight this battle without the guidance of this forum. I also managed to get a deletion from Fresno Credit Bureau for my DH. He now has a perfect credit file, no baddies at all. I am insanely jealous of him but know that with this forum's help I will get there sooner than later. I'm almost there with Midland, they've come close to deleting and just need the final push! 


Starting Score: EQ: 592 TU: 583 EX: 590
Current Score: EQ: 592 TU: 583 EX: 590
Goal Score: 700's Across the Board!


Take the myFICO Fitness Challenge
Community Leader
Mega Contributor
guiness56
Posts: 13,485
Registered: ‎01-17-2008

Re: Incredibly Thankful! Jefferson Capital DELETED and Midland on the retreat!

Regular Contributor
Kevin5974
Posts: 117
Registered: ‎05-16-2007

Re: Incredibly Thankful! Jefferson Capital DELETED and Midland on the retreat!

What is your secret with Midland? They offered me 10% in a letter years ago and I foolishly did not take it :smileysad: PM me please :smileyhappy:

Starting Score: 475
Current Score: 494
Goal Score: 650


Take the myFICO Fitness Challenge
Member
nikarl
Posts: 15
Registered: ‎01-09-2013

Re: Incredibly Thankful! Jefferson Capital DELETED and Midland on the retreat!

Honestly my thing with Midland was to dispute with the CRAs and they couldn't verify. I think it was sheer luck (or employee incompetence). 


Starting Score: EQ: 592 TU: 583 EX: 590
Current Score: EQ: 592 TU: 583 EX: 590
Goal Score: 700's Across the Board!


Take the myFICO Fitness Challenge
Moderator
Shogun
Posts: 7,375
Registered: ‎04-15-2011

Re: Incredibly Thankful! Jefferson Capital DELETED and Midland on the retreat!

Happy Dance!  Congrats!


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge
Established Contributor
starry1
Posts: 1,011
Registered: ‎11-29-2012

Re: Incredibly Thankful! Jefferson Capital DELETED and Midland on the retreat!

That's awesome! I bet they really hate an informed public, lol!

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 05/19/13 TU 600; EQ 625; EX 610 fako
Goal Score:  625 for now– New goal 675


Cap1 sec $250 / FP $300 / Fingerhut $300/ NFCU nRewards $500 (last app 5/24/13)
Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Incredibly Thankful! Jefferson Capital DELETED and Midland on the retreat!

Nice going, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Contributor
jennylocha
Posts: 89
Registered: ‎11-24-2012

Re: Incredibly Thankful! Jefferson Capital DELETED and Midland on the retreat!

Can you please well me how you got rid of Jefferson Capital?! They are a thorn in my side and reporting the hell out of me every month keeping my score from growing!

Current Score: TU 655 / EQ 661
Goal Score: 700 Club Across the board!

Contributor
jennylocha
Posts: 89
Registered: ‎11-24-2012

Re: Incredibly Thankful! Jefferson Capital DELETED and Midland on the retreat!

 

 

Can you please well me how you got rid of Jefferson Capital?! They are a thorn in my side and reporting the hell out of me every month keeping my score from growing!

Current Score: TU 655 / EQ 661
Goal Score: 700 Club Across the board!

Established Member
mycreditrepair
Posts: 15
Registered: ‎12-10-2012

Re: Incredibly Thankful! Jefferson Capital DELETED and Midland on the retreat!

Tell me more about Midland please, did you try to validate the loan with original creditor?  I am new at this.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+