Credit Card Center Advertiser Disclosure†
08-06-2008 08:55 AM
08-06-2008 09:03 AM
08-06-2008 09:19 AM - last edited on 08-06-2008 11:06 AM by fused
08-06-2008 11:08 AM
To clarify - I had a credit card with BOA that I was 150 days late on and is now closed. - A charge-off with Dell that I settled. It's now closed. - A collection for $19 from an emergency room. I disputed it because I was still under my parents' insurance and it was billed to them. - An account for a utility that I closed when I moved houses. They kept the account in my name for 2 months and are charging me $319. It has been sent to collections and I am disputing that as well. What are my best options as far as working on these negative items and putting positive ones on there?
Message Edited by fused on 08-06-2008 08:06 AM
08-06-2008 11:46 AM
08-06-2008 12:19 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.