Innovative Collection Services

[1eyebandit]

Hello Family,

I have three paid and closed collection from Innovative Collection Services, all these tickets were from 2007, I closed on my first house on 2/14 and right after closing these three tickets showed up and I paid them.  The problem is on my CR it shows these account as being new from 11/5/2013.  I have proof from Innovative Collection Services showing these accounts as being paid/closed and the date the tickets were issued (12/11/2007), (9/14/2007), 11/9/2007).  I faxed the proof to TU and have disputed this account 7 times all coming back as verfied no change.  What other steps can I take to get these updated accurately?

Thanks,

1eye

[Shogun]

You need to file a complaint with the CFPB.  They set the DoFD from when they got the account, which is wrong.  It should be an easy case for them.

[Shogun]

Sorry, posted and re-read.  You say it shows them as being new.  How does it show them?  From the open?  Does it list a DoFD or a Date this will be removed?  That would be how you would tell if it was re-aged.

[1eyebandit]

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@Shogun wrote:

Sorry, posted and re-read.  You say it shows them as being new.  How does it show them?  From the open?  Does it list a DoFD or a Date this will be removed?  That would be how you would tell if it was re-aged.

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TU said this account should be on my credit report until 2020.

[Shogun]

It looks like it was re-aged to me.  Almost sure of it.  I'd file the complaint.