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Inquiries falling off early

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rtw
Established Contributor

Inquiries falling off early

Has anyone had inquiries fall off of their report before the end of two years? Allegheny Recovery Services (collection agency) inquiries on my TU report from June 2011 and February 2012 have been removed. I got the notification from Credit Karma this morning and when I purchased my TU Fico score today the inquiries were gone.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 1 of 4
3 REPLIES 3
Duncanrr
Valued Contributor

Re: Inquiries falling off early

I've had a 30 day late fall off early on TU.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

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Message 2 of 4
namvet
Established Contributor

Re: Inquiries falling off early


@rtw wrote:
Has anyone had inquiries fall off of their report before the end of two years? Allegheny Recovery Services (collection agency) inquiries on my TU report from June 2011 and February 2012 have been removed. I got the notification from Credit Karma this morning and when I purchased my TU Fico score today the inquiries were gone.     

  Yes but only EQ inquires.  TU and EX have never dropped prior to 2 years.

Message 3 of 4
2NE1
Established Contributor

Re: Inquiries falling off early

Did you use a discount code for your TU purchase?
Message 4 of 4
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