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Inquiries listed WAY different between myfico and EX?

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REALISTICLYSPEAKING2014
New Contributor

Inquiries listed WAY different between myfico and EX?

I was just curious why the big variance between myfico EQ  and actual EQ reports?

 

Myfico shows only ten inquiries ( I went on an app spree in Feb this year plus purchased a new car in March - now have 10 accounts total 9 new and 1 from 2012 and  all positive.

 

I signed up for the monthly scorewatch on EQ and it shows a whopping 23 inquiries...which is actually much more acurate.

 

Im just curious why the big difference bwtween the two?

Myfico scores 1.9.15 EQ 657 EX 688 TU 700
NFCU Plat Visa 15,000 | NFCU Cash rewards 15,000 | Lowes 7500 | Fingerhut 1100 | Amazon Store Card 1,500 | Discover IT 1300 | CAP 1 Qsilver 1300 | JC Pennys 1500 | Dressbarn 1100 | Walmart 2500 | Kays Jewelers 500} Mattress One 4500 \ Ashley Furniture 1500 \ American Home Furnishing 2000
Loans:
NFCU Auto 30,000 | NFCU Nav check 15,000 | NFCU Debt Cons 4100 |


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Burned2manybridgesB4
Valued Contributor

Re: Inquiries listed WAY different between myfico and EX?

Third party credit monitors/pullers sometimes have data translation issues, as compared to getting your "real" CRA reports. It's like creditkarma...gonna tell you what it thinks/sees, right or wrong.

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