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Inquiries on credit report....

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jmco
Contributor

Inquiries on credit report....

Anyone know now long the inquires (HP) stay on your credit reports?


Starting Score: 720
Current Score: 626
Goal Score: 700


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S7
Established Contributor

Re: Inquiries on credit report....

2 years I believe. Smiley Happy

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 2 of 5
Epcot
Valued Contributor

Re: Inquiries on credit report....

They fall off after two years. Seems the impact of having them lessens after 6 months, then again after 12 months before completely falling off after 2.

Someone please correct me if I am mistaken.


Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 3 of 5
LIGHTNIN
Senior Contributor

Re: Inquiries on credit report....

Yes  inquires report for 2 years and only hurt for 1 year.

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Message 4 of 5
jmco
Contributor

Re: Inquiries on credit report....

Thanks so much all.... (Love this boards).       Smiley LOL


Starting Score: 720
Current Score: 626
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