cancel
Showing results for 
Search instead for 
Did you mean: 

Inquiries on credit report....

Contributor

Inquiries on credit report....

Anyone know now long the inquires (HP) stay on your credit reports?


Starting Score: 720
Current Score: 626
Goal Score: 700


Take the FICO Fitness Challenge
Message 1 of 5
4 REPLIES
Established Contributor

Re: Inquiries on credit report....

2 years I believe. Smiley Happy

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 2 of 5
Valued Contributor

Re: Inquiries on credit report....

They fall off after two years. Seems the impact of having them lessens after 6 months, then again after 12 months before completely falling off after 2.

Someone please correct me if I am mistaken.


Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 3 of 5
Senior Contributor

Re: Inquiries on credit report....

Yes  inquires report for 2 years and only hurt for 1 year.

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Message 4 of 5
Highlighted
Contributor

Re: Inquiries on credit report....

Thanks so much all.... (Love this boards).       Smiley LOL


Starting Score: 720
Current Score: 626
Goal Score: 700


Take the FICO Fitness Challenge
Message 5 of 5