I had several unauthorized inquiries into my credit and I have disputed them and placed a fraud alert on my credit. Do the CRA actually investigate the inquiries? And how much will they decrease your score? Excessive inquiries look bad to creditors and they deny based on that. Does anyone know of a lender that will overlook the inquiries and finance a vehicle for me? In desperate need of a new car but can't get approval.
EDub, whether or not the CRAs will actually investigate is up for debate. I will find out soon though, as I recently had an unauthorized INQ on EQ that I am disputing as well as writing an ITS letter to the Non PP puller. In actuality, the pull did not hurt my score one point, but it's the principle of the matter.
___________________________________________________________________ Do what is true in spite of the consequences--your future is only as true as you are.