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So I was just looking over my credit report and noticed that 1 installment loan I have on furniture that I financed through American First Finance is only reporting to TU. Should I consider calling them and having them report the loan to EQ and EX? Will this hurt me if I do? The loan has had 0 missed payments. What is the best way to handle this situation? Thanks in advance for the help!
How old is the loan? Sometimes it takes a staement or 2 to report.
@Anonymous wrote:So I was just looking over my credit report and noticed that 1 installment loan I have on furniture that I financed through American First Finance is only reporting to TU. Should I consider calling them and having them report the loan to EQ and EX? Will this hurt me if I do? The loan has had 0 missed payments. What is the best way to handle this situation? Thanks in advance for the help!
Is it the only open installment credit you have?
It is not the only installment loan I have open. There is only $400 left of payment on it and it has been open for a year. Should I just leave it be or should I try to get it on all 3 reports?
@Anonymous wrote:It is not the only installment loan I have open. There is only $400 left of payment on it and it has been open for a year. Should I just leave it be or should I try to get it on all 3 reports?
Yeah just leave it be. Nothing to gain by adding it.