One of my baddies mysteriously fell off my EQ two weeks ago (both on FAKO and MyFICO), just curious do you think it will fall off my XP and TU as well?
Starting Score: Jan 2014 EQ: 595 TU: 575 EX: 550
@MortgageMinded wrote:One of my baddies mysteriously fell off my EQ two weeks ago (both on FAKO and MyFICO), just curious do you think it will fall off my XP and TU as well?
Doubtful if it hasnt already happened. A TL can disappear on 1 CRA and not the others.
Thanks gdale... I was hoping to see it drop off on the other two in the next week or two. Else, I am still resigned to pay it off. I still can't figure how it fell off in the first place.
Actually it was a cell phone bill at the 2 year mark, I thought I had read somewhere prior that cell phone bill stay on for 2 years. Not sure if this is true or not.
OK.... I appreciate the clarification.
No, there's not 2 year mark.
There's some old rule about telecommunications from the 1930's or something that rears it's ugly head occassionally. But it's been proven it doesn't work.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.