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I had a charge off that is being removed that was reporting 215% utlization, 30-day late, 60-day late, and 120-day late.. I'm curious of how much it's going to boost my score when it comes off.. They told me to wait about 5 days before it comes off.
I'm hoping for a 80-100 point score increase.
Excited for you!!!
@Anonymous wrote:I'm hoping for a 80-100 point score increase.
As Whitneyy said, it all depends on how many baddies you still have. If you still have plenty of more baddies I would be surprised if the score was upped 30 pts.
I had 3 collection removed and it only increase 22pt. I have 4 good standing, and 2 other collection that was paid. just give you a good ideas how much it will increase. but good luck, would be interested to see how much it increase. its all depending on your tradeline.
@Anonymous wrote:I had 3 collection removed and it only increase 22pt. I have 4 good standing, and 2 other collection that was paid. just give you a good ideas how much it will increase. but good luck, would be interested to see how much it increase. its all depending on your tradeline.
This is completely different then a collection. This is a charged off credit card that's impacting my Utlization level and also has a 30-day late, 60-day late, and a 120 day late.. That are all bringing my score down. Wayyy different. It's causing my utlization limit to report over 200%.