09-10-2008 10:39 AM
09-10-2008 11:13 AM
09-10-2008 11:53 AM
09-10-2008 12:08 PM
hoping2rebuild wrote:Birdwriter wrote:The original balance was about $700, but it was up over $3500 with penalties and interestI have a somewhat similar story.My Origional balance with Cap1 was $317it is now on EX 2458and on TU 4961not even showing up on EQWonder why there is a diffrent amount list on each CRA
09-10-2008 12:12 PM
09-10-2008 01:54 PM
09-10-2008 01:59 PM
Like I said, everything is the same on mine for all three bureaus including the balance. The strange thing, though, is that TU is counting the balance towards my utility which is putting me at something like 130% utility. EQ, on the other hand, has all the same information, but IS NOT counting the balance toward my utility. I don't know what EX is doing since they don't show the UTL value on the MyFico report, but I don't think they are counting it towards my UTL. Paying this off should have a pretty good effect on my TU score since it would lower my UTL, but I don't know what it would do to my other scores.
hoping2rebuild wrote:valley_man0505 wrote:That's odd. My CrapOne is shown with an almost identical balance with all 3 CRA's. Is the "date last reported" the same on each of yours?FYI...I am up to about $5500 on a card that originally had a $2000 CL and I never went over the limit when the card was active.Everything is the exact same on mine except the balance!I started with a 550.00 CL and never charged over 400 on it and you seehow much they jacked up the intrest and penalties on my CO
09-10-2008 02:34 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.